A Leader in the Communty Banking Industry

John Holt, the President and Chief Executive Offices of NexBank, participated as a panelist during the 5th Annual Strategic Opportunities and M&A Conference. The Strategic Opportunities and M&A Conference is each year by the Texas Bankers Association.

Holt and the other panelists discussed “Reinventing Community Banking: Perspectives on Competing by Innovation.” The panel made its presentation on November 7, 2016

The Annual Strategic Opportunities and M&A Conference is a recurring forum designed to assist bank leaders. In addition to bank videos, the conference is open to different bank advisers as well as consultants. The primary purpose behind the gathering is to exchange different perspectives on the essential opportunities and ongoing challenges faced by community banks.

The main thrust of the annual conference is identify in and exploring strategic opportunities available via M&A activity. The annual conferences confab also focuses attention on branching and organic growth.

Nexbank is a multifaceted financial services company. Nexbank serves clients in a trip of core business areas:

  • commercial banking
  • mortgage banking
  • institutional services

At the conclusion of the last calendar year, Nexbank had $4.6 billion in assets. The bank’s assets are associated with its commercial banking, mortgage lending, and personal banking portfolios. The bank serves people across Texas.

Nexbank additional provides personal banking services for its patrons. Nexbank has been in operation for over 100 years.

The bank is also serves the financial needs of small businesses. This includes startup ventures in a variety of different industries. The bank develops unique banking solutions to satisfy the needs, goals, and objectives of each individual small business client, including a startup venture.

Nexbank has garnered a solid reputation for its dynamic leadership and executive team. This not only includes Holt, but also the other executives at Nexbank, who have extensive experience in the industry.

Perez Determined to Make Tidal Succeed

Tidal is a company that has spent a lot of money in the past. Owning a music streaming business can be tricky because you have to pay the artists their royalties. Tidal is a company that recognizes growing talents, and as such it pays the musicians well. If your music streaming company does not make a profit, you can be forced to pay them from your pocket and it is easy to count losses if there are not customers willing to subscribe. Leadership is crucial when it comes to ensuring the success of music streaming company. It requires someone who is determined and ready to offer services that are unique so that the company can stand out.


Jay-Z was determined to build Tidal, and that is the reason he decided to come up with strong leadership. The company had faced problems in the past with leaders stepping down from their position. What Jay-Z did is to hire the services of the businesswoman and manager Desiree Perez. Jay-Z knows the ability of the lady because they have worked together for many years. He has seen the great projects that the lady has been able to negotiate and win. Desiree Perez has helped Jay-Z to clinch some of the best deals in the music entertainment world.

Click on hitsdailydouble.com to read more.

She is now on Tidal, and she is working to put the brand on the right track. It is clear that Tidal will be reeling huge profits considering the many deals that are rumored to be underway. Perez knows to stir things up and get the competition working to her advantage. Though many companies are offering the same services and some of them are established, there are hopes that the corporation is now recovering from the previous mismanagement.


Regarding negotiating skills, she is the best.  Desiree Perez has established herself in the business world, and those who have worked with her know that she is good at getting things working. With the lady on board, Jay-Z is relaxed and knows that everything will go on well with the business. The company is making a comeback, and soon it will be at the top because of the competitive advantage of having quality music to their fans.

For more interesting news click http://www.apple.com/music/



David Giertz Sheds Light on the Social Security Issue

In an interview with Veronica Dagher, A columnist for WSJ wealth adviser, Dave Giertz explained that advisers need to speak to their clients about the status and generally, what social security entails. According to Veronica, customers are entitled to the information on social security, and while advisers are supposed to educate them, not many are doing so. Giertz said that a survey done by the Nationwide Financial Retirement Institute of consumers on Facebook and people who are ten years from attaining the retirement age showed that most advisers are not keen to talking about the social security issue. He said that from an adviser’s perspective, it is important.

Additionally, Dave said that four people in a group of five admitted to having the desire of changing their financial adviser if they were not talking about social security on Finra. The social security topic is, however, very complicated. The complexity of the 2700 rules may make most adviser uncomfortable hence the avoidance of the subject.

The reason why advisers should take the time to discuss the social security issue with the clients is that 40 percent of the retirement income comes from social security. Giertz said that those turning social security too early end up losing $300,000 in a span of 25 years at http://www.wsj.com/video/speak-to-your-clients-about-social-security/8B2F5FA4-B0E8-4D71-A1E3-D29AA2711CC5.html. For a person to optimize their retirement income, they should have the knowledge on social security.

David Giertz is the president of Nationwide Financial. The company deals sales and distribution of retirement financials. In the company, he is responsible for the commercial strategy of distributing retirement plans in the private sector, life insurance, and mutual funds through banks.

David Giertz has an experience in the financial industry of over 30 years. He holds several other positions. Giertz is on the board of trustees at Millikin University. He is also an industry arbitrator at FINRA. Dave enrolled at the University of Miami and graduated with a Master’s degree in business administration.

Wengies Fun Edible School Supplies

Wengie is a very popular YouTube video content creator who was originally born in China and moved to Australia when she was a very young girl. She is currently one of the top YouTube beauty bloggers and vloggers in the world. She has over 5 million subscribers on her YouTube channel and has millions of subscribers on her blog as well as her social media sites. One of her most popular videos to date with more than 18 million views is her DIY edible school supplies video. Throughout this video




Wengie shares a bunch of fun creative ideas for making school supplies. Below are three of the top DIY edible school supplies Wengie shows her viewers how to make.


  1. Tasty Markers. Wengie shares a cool and unique way to get markers that taste like a variety of different flavors. Not only is it very simple to do but it also requires a very simple list of ingredients that most people have right at home.


  1. Delicious candy glue stick. Wengie shares a creative idea on how to get a tasty candy glue stick. It requires very little ingredients and is very simple to make.


  1. Yummy pencil shavings. Wengie shares a great tip on how to make edible pencil shavings. It is very simple to do and it’s also safe and delicious to eat.


These are just three of the fun edible school supply items that Wengie makes in her video. She also makes a variety of other fun and innovative supplies.

Todd Lubar Success in Business

Todd Lubar is one of the most successful businessmen in the United States. He specializes in the Real Estate industry, although he has several investments in other sectors. Todd has massive experience in business, and this is one of the main reasons he has done so well. Lubar has a passion for helping people in the society, and this pushed him to venture into real estate.

According to his Linked In page, when he first joined the real estate industry, the Todd Lubar did not have enough capital, and his first major decision was a loan originator with Crestar Mortgage Corporation, a well-known company in the country. This was good for his business because he gained enough experience in mortgage banking. In this institution, the businessman spent most of his time forming relationships with the real estate agents, insurance agents, and finance planners. These persons would create a good base of business referrals later on.

Four years later, Lubar decided to advance his skills in his career by taking an equity position. He managed to acquire the position in a company called Legacy Financial Group. This was an excellent idea by Lubar because he learned valuable skills and he managed to expand his lending capabilities. The position enabled him to broke loans, especially to the investors who are outside his circle. The businessman could also give loans to clients as a direct mortgage bank.

In 2002, the businessman took his business into a higher level. This is when he founded a firm called Legendary Properties. Legendary Properties is a residential development company, and it did very well under the leadership of Lubar. The businessman expanded in a short duration, making massive sales and profits.

Founding Legendary Properties gave Lubar many opportunities. First of all, he was able to create relationships with professionals and influential people in the construction industry. These networks enabled him to develop better and quality products for the customers who needed his services. The businessman also established networks with banking firms in the city in a short time. He set high credit lines, and he could get over twenty million dollars to fund his business activities. For more info, visit toddlubar.com.


The Highly Ethical And Dignified Career Of Helane Morrison

Helane Morrison has the position of Chief Compliance Officer at Hall Capital Partners. Located in San Francisco this is one of the biggest advisory firms. Helane is also on the company’s Executive Committee. I think she has accomplished a lot in her career. So many people lost all of their trust in the industry of finance because of the crash in 2008 and started taking care of their own finances. Hall has impressed me by using integrity, accountability and compliance to rescue these individuals.

I agree with the consensus that Helane is hardworking and creates an amazing impression. Every investment made on behalf of her clients is both ethical and solid. She has surrounded herself with a team who makes certain that every firm they use has been fully investigated and will take proper care of her clients money. If an anomaly is even suspected disciplinary action including criminal charges is pursued. I admire her ethics.

Prior to becoming a part of Capitol in 2007, Helane was the head of the U.S. Securities and Exchange Commission in San Francisco. Her work from 1999 until 2007 was in securities enforcement, regulatory compliance and matters of litigation. She was a representative of the SEC regarding business relations, legal issues and government agencies. She dealt with all of the cases involving fraud perpetrated by top executives working for companies like Hewlett-Packard, HBO, Google and NextCard Inc. When she was responsible for exposing deceptive sales regarding fake securities to more than 50,000 individuals in the military I was highly impressed.

Helane Morrison is considered an American businesswoman. She is also a lawyer and has integrity. She was born in New York, in Brooklyn. She attended the Northwestern University where she earned her bachelors degree in journalism. She was the chief editor while attending Berkeley and in 1984 she earned her Juris Doctor. The California State Bar accepted Helane in 1987.

I believe she has a right to be incredibly proud of a distinguished career. Her career actually started in 1984 when she was a law clerk for the United States Court of Appeals. She also served the United States Supreme Court. She joined a law firm out of San Francisco in 1986 and became a partner in 1991. She stayed with the firm until 1996.



Arthur Becker’s New Soho Townhouse

A quiet New York City real estate investor is now the proud owner of three townhouses close to the same area. Arthur Becker is now the owner of 30, 40, and 50 Sullivan Street in Soho, reveals therealdeal.com. These three 6,500-square-foot townhouses were developed along with a boat-shaped, 16 story condominium. Three townhouses in such an amazing part of the city seems to be a great return on his investment.

Large Investments, Large Returns

Arthur Becker is not revealing how much he originally invested in the project, but Real Capital Analytics revealed data showing he provided $15 million in equity along with a $5 million mortgage on the project. More data recently released shows the townhouses value could be between $20 and $30 million. Arthur states that he did not make additional investments for the project but did lay down $4 million in improvements to one of his townhouses that he plans on living in.

Recent History

Property records state that Madison Equities bought the site of the three townhouses for $30.5 million in 2012, then split the lot into separate parcels. Finally, in September of 2014, approval was given to the developer to build four four-story townhouses, three of them being Becker’s. According to NY Mag, the townhouses are nearing completion and Becker is making plans to move in to one of the townhouses while selling or leasing the other two. The larger backyards available at the two townhouses should bring a slightly higher price tag.

Atlantic Investor LLC

Arthur Becker, who made a fortune in tech industries, has put $500 million into real estate around New York through his company Atlantic Investor LLC. Other investments were made alongside JDS Development Group, AmBase Corp., and Property Markets Group.

Arthur believes that they did a beautiful job on such a weird piece of property on one of the most charming Soho streets. That is why he was so excited to own when one they were completed.

Read more: http://www.usmagazine.com/celebrity-news/news/vera-wang-and-husband-arthur-becker-separate-after-23-years-2012117

The past and present of Oncotarget

Oncotarget, a weekly peer-reviewed journal first opened its virtual doors in 2010; it’s first articles were released in may of that same year. While Oncotarget has an extensive and experience board of editors, it is overseen by the two primary editors-in-chief: Mikhail Blagosklonny and Andrei Gudkov. Blagosklonny himself has published over 270 papers in various peer-reviewed journal (including Oncotarget and others), giving the site quite a background with his experience alone.

At the time of this writing, Oncotarget has over 150 single issues in its back catalog, with the majority of those issues containing dozens of articles from subjects ranging from DNA sequencing to better understand cancer to the efficiency of various drugs in direct cancer treatment, giving the side a wide breadth of oncology information.

Dove Press said that to access Oncotarget’s archives you can go to their website at http://www.impactjournals.com/oncotarget and browse to the “Archive” section on the left sidebar, or see the current issue under the same name.

According to Impact Journals, in the archive section you can browse the complete history of Oncotarget’s library of articles in chronological, descending order.

In addition to their powerful site, Oncotarget has a presence on most of the popular social media platforms including Facebook, Twitter, Youtube, Google Plus and LinkedIn.

To access the current listing of all presences on various platform, the easiest method is to go to their homepage at http://www.impactjournals.com/oncotarget/ and click the icons for the various platforms in the upper right-hand corner.

The youtube page especially is a wonderful resource; at this time it covers over 15 interviews with various Oncology experts that go into further detail about their featured papers on Oncotarget.

The rest of the social media platforms provide an excellent place to receiving continuing updates about popular articles and interaction with the rest of the cancer research community.

Vijay Eswaran Motivates People

Vijay Eswaran is giving people a lot of think about. This is one of the most innovative direct sales people of this time period. He has become this sensational writer that has given people a lot of encouragement over the years. What Vijay Eswaran has done is make people see that there is a lot of room for building direct selling businesses through his QI group.

This is one of the largest direct-selling businesses in Asia, and Eswaran has become the strong leader that has made it possible for people to see that this company has great products on philanthropies.org that are worth talking about. There are things like luxury watches and health bars that are being sold by people that work for QI Group. There is a large amount of energy that is devoted to this type of work that these direct sellers do, and Vijay Eswaran has become the catalyst for pushing ahead and taking sales to the next level.

Read more: Vijay Eswaran – CEO QNet Featured in Forbes

Vijay Eswaran has stated over the years that he did not grow up with a silver spoon, but he worked very hard. That was the main thing that made him the success that he has become today. He wasn’t going to wait around for anyone to give him anything. Vijay Eswaran saw how determined his father was in working when he was younger, and this strong work ethic would supply him with all that he needed to make the right moves. This is how he became a multi-millionaire. This is how he rose in the field that he was in. There are so many people that are interested in knowing what he would do next. What has done so far is motivate people through his actions and his words.

With all the knowledge that he has about building businesses on YouTube , it has been rather easy for someone like Vijay Eswaran to come along and encourage others. He has written books about finding your way to success. He has also made it possible for people to hear about success through his seminars. Eswaran has helped so many people think outside of the box.

Lung Institute the Innovator of the Stem Cell Therapy

The Lung institute main purpose is to enhance the well-being of those patients suffering from chronic lung diseases. Patients who have been affected by illness such as interstitial lung disease as well as pulmonary fibrosis among others diseases, their quality of life can be adversely affected both mentally and physically. When one has been diagnosed with a lung infection doing simple tasks such as taking a shower or even taking a walk can be an extremely difficult task, thus affecting the normal life of a person.

The traditional method of treatment of the lung infection only provided a solution of relieving symptoms and are characterized with negative side effects, they failed to offer the much-needed treatment results of stopping the progress of the disease itself. Due to the lack of a better option of effective treatment methods, the Lung Institute came up with the Stem Cell Therapy procedure for the lung disease treatment, a treatment strategy that was aimed affecting more than the disease symptoms.

According to the Lung Institute website, the stem cells are considered as the building blocks of life and are important to each organism. They are the cells that regenerate and duplicate and have the capability to form a different type of tissue in the body. The institute states that an adult stem cell from a particular organ can be used to develop a tissue used by another organ.

The stem cell therapy works by channeling the body healing capability, this is made possible through the use of the stem cells that is gotten from the body of the patient. PR Web says that this technique of the treatment has demonstrated its effectiveness due to its capability to ease the systems of lung diseases and handling it progress.

Moreover, the Lung Institute has illustrated its mission through their activities. Apart from conducting research on the stem cell and offering treatment services, they also offer empowering and informative articles. Their main aim is to improve the well being of the patients who have been diagnosed with lung disease through the best means available. The institute ability to change the life of a patient who has been diagnosed with lung disease is evident through the patient’s testimonies. For more information, visit lunginstitute.com.

Read More: https://www.bcm.edu/healthcare/care-centers/lung-institute